Budgeting Tips

We all have to budget from time to time, but it’s not the easiest task. Budgeting takes a lot of self-restraint and willpower. To help make your life a little more simple, we compiled a list of budgeting tips that will help keep you on track. 

  1. Put aside money for unexpected expenses 

When budgeting, it can be easy to forget that there might be unforeseen expenses that can pop up during the month. Putting aside some money to cover for any unexpected expenses is important when budgeting. If you don’t have this safety net, you might end up having to use the money you saved while budgeting. 

  1. Use cash 

It can be easy to overspend when you’re on a budget, but when you’re using cash, you can’t overspend. Once you’re out of cash, then you’re done spending for the day! This strategy helps you avoid making unnecessary purchases while prioritizing what you want to buy that day. 

  1. Set goals 

This is an obvious budgeting tip, but it’s an essential part of budgeting. You need to remind yourself why you decided to budget in the first place in order to stay motivated. Once you have this motivation to budget, you can start creating small and actionable steps to reach your goal. 

  1. Prioritize goals and expenses

Prioritizing your goals and expenses above other spending habits is important when budgeting. Having a plan on how much you want to save that month should be reliant on how much you have in expenses. After that, you can portion out the leftover money for other purchases. 

  1. Revise your budget as needed

Revising your budget on a monthly basis is key to ensure that you are budgeting correctly. Expenses can change from month to month and you also might discover problems in your budgeting plan over time. Adjusting your budget to account for these changes is essential in keeping up with your plan.

How to Keep up With Your Resolutions

It can be easy to come up with resolutions for the New Year, but it’s hard to keep up with your resolutions. By February, the majority of people who set resolutions for themselves will end up giving up. To help you become the person you want to be for the New Year, here are some tips on how to follow through with your resolutions. 

  1. Create small goals

It can be hard to stay motivated when the overall goal can’t be achieved overnight. To combat this, it’s important to create small goals that you can reward yourself for achieving. This also helps to mark your progress throughout the year. Seeing that the resolution you set for yourself is actually working will help you keep pushing to achieve the overall goal. 

  1. Use positive affirmations 

When following through with your resolution, there will always be times where you feel like you can’t do it. Using positive affirmations not only helps with motivation, but it also helps you keep a positive mindset. Anytime that you’re working on your resolution, make sure to give yourself a little pep talk. 

  1. Take breaks

It’s important to remember that following through with a resolution isn’t about perfection, it’s about progress. Changing your lifestyle overnight is not easy, so taking a break from time to time can be essential in achieving your goals. Of course taking a break is not appropriate for some resolutions, but if your goal is to lose weight, taking a cheat day can act as a reward and help you realize how much progress you’ve made. 

  1. Adjust as you go 

Setting a plan for yourself is important when achieving your resolution, but that plan might not work out. Many people give up once things don’t go according to plan, but realizing that your resolution can still be achieved through different means can prevent you from giving up. Always check in with your plan and figure out what will work best for yourself going forward. 

  1. Remember the purpose of the resolution

During those times where you want to give up, you’ll want to remember why you decided to set that resolution for yourself in the first place. You set that goal for a reason and you have to ask yourself if you still want to achieve that goal. Most of the time, the answer will be yes. Imagine the person you will be once you achieve your goal and imagine how proud of yourself you will be.

How to Become More Motivated

We all struggle to stay motivated at times, especially when the task at hand is boring or tiring. Though we wish we could skip our daily tasks and goals sometimes, we have to stay motivated and complete them. For those days when you want to do nothing, here are some tips on how to stay motivated. 

  1. Remove Distractions 

It’s incredibly easy to get distracted when you’re trying to complete a task. One of our biggest distractions is our phone since we almost always have it on us. Replying to one text message can disrupt our flow and halt our motivation. Putting your phone on silent or leaving it out of sight might be the first step to becoming more productive. 

  1. Start Your Task

This might seem like a no brainer, but starting can be the hardest part of the task when we aren’t motivated. Oftentimes, once we start working on our project or goal, everything is a lot easier than we thought it would be. This can be made harder when you don’t even know where to start. When this happens, try opening up your laptop or notebook and write down a plan or schedule for the task at hand. 

  1. Set Goals

Setting goals for yourself can be the perfect way to stay motivated. These goals can be set to complete everyday tasks or achieve life goals. Either way, having these goals gives you something to reach for. To boost your motivation to complete these goals, try giving yourself rewards for achieving your goal. 

  1. Visualize the Results 

Visualizing the results can be a huge motivator to finish or start a task. For example, if your goal is to work out everyday, visualize what the results will be in a few months. In an everyday workplace, think about how happy your boss will be with your work, or imagine the decrease in stress once you complete your task. 

  1. Think About Successes 

When you think about your failures too often, it can hinder your ability to stay motivated. Before starting a task, don’t think about your failures. Instead, think about all of the times that you succeeded when you started something you weren’t too sure about. Remember that your mindset can determine the outcome, staying positive can help you manifest positive results.

Breaking Bad Habits

Happy New Year! With the new year here, many people have probably made New Year’s resolutions in hopes of breaking some bad habits that they’ve deemed need to be resolved from their lives. Resolutions don’t always work out though because people struggle to break out of their old ways. Instead of creating those cliche resolutions that usually fall through; we should focus on setting realistic goals to break those bad habits we have. Here are a few steps to get you started:

  1. Make it Conscious

The first step is to realize that there is a bad habit that needs breaking in the first place. Whether it is something as little as cracking your knuckles or something bigger, it helps to know a target for what to work on bettering.

  1. Have a Better Reason for Quitting

Dig deep and find a bigger meaning for why you should give up on this habit. Make it personal so you find a fulfilling purpose in what you’re doing.

  1. Set Realistic Goals

Fixing something, in any case, usually just doesn’t happen overnight. It’s easier if you set attainable goals to set yourself up for success.

Bad habits rub us the wrong way, but it depends on you and your level of motivation for change to occur!

Sources: https://time.com/5373528/break-bad-habit-science/